So now that it appears that as long as Bank of America and Citigroup remain alive, the two house of cards banks are going to act as a giant anchor on the stock market, taking all stocks down on their journey towards zero.

Since we've seen this movie before, so much so that deep down, we all know the end game, there is no point prolonging the inevitable.

Therefore, I ask you, how long before BoA and/or Citi go toes up?

a.) end of the week
b.) end of the month
c.) end of summer at the latest
d.) they will rise from the ashes and bestride the world as beacon's of American financial capitalism once again!

Getting "AIG-ed" - whereby the government effectively wipes out the shareholders - is, for our exercise, considered a zero.

Pick accordingly.